Smart

Payment

Engine

Simplified Payments

Collect Payments Faster With Smart Automation

With our smart collect option, automate NEFT, RTGS, IMPS, and UPI collections easily while simplifying reconciliation, improving efficiency, and reducing manual efforts.

Bank Transfers For Every Business

Easy Bank Transfers Instantly

Sign Up

Create your Razorpay account to start using Smart Collect immediately.

Business Verification

Verify your registered business details for compliance and smooth activation.

Activate Collect

Go to the dashboard payments section and enable the Smart Collect feature.

System Integration

Use APIs or dashboard to generate identifiers and manage payments.

Every Capability Mapped For Easy Payments

Instant Creation

Generate unlimited CIs or VPAs instantly at zero extra cost for seamless collections.

Custom Branding

Personalize every identifier using your unique brand prefix to improve customer recognition effortlessly.

Payment Modes

Accept incoming payments through NEFT, RTGS, IMPS, and UPI for maximum payer flexibility.

Automated Reconciliation

Automatically match payments with identifiers, removing manual tracking effort and minimizing reconciliation errors.

Redefining Bank Transfers

TaskFloReal-Time Monitoring

Access detailed, updated reports instantly and receive immediate notifications for every transaction, ensuring complete transparency and operational awareness.

Third-Party Validation

Ensure all payments originate from verified customer accounts, significantly strengthening transactional security and reducing risks of unauthorized transfers.

Payment Accuracy

Minimize errors with automatically mapped payments that match correctly every time, reducing confusion and enhancing overall financial clarity.

Faster Settlements

Experience quicker fund transfers into your account, ensuring improved liquidity and smoother business cash flow management across all operations.

Easy Auditing

Simplify financial audits with well-organized, timestamped payment records that provide clear visibility, improving compliance and internal verification processes.

Operational Efficiency

Reduce manual workload through automated processes, enabling your team to focus on critical business tasks while maintaining flawless payment handling.

Encrypted Payments

Meeting Every Regulatory Standard

We comply with all mandatory financial and data-protection regulations, ensuring every identifier creation and bank-transfer collection meets official requirements to safeguard business operations.